Mexico, like other regions, is prone to hurricanes and tropical storms so it’s smart to buy coverage for trip cancellation and trip delay.
Trip cancellation insurance: If you’ve paid for excursions, hotel rooms or other non-refundable expenses, trip cancellation insurance will work in your favour. For example, if a storm hits your Mexico destination and forces you to cancel the trip, a travel insurance plan can cover 100% of the non-refundable trip expenses that you prepaid.
If you want to cancel a trip due to fear of a current storm (that may be in the vicinity but not projected to hit your destination), that cancellation likely would not be covered under a travel insurance plan. Check the fine print to see what is and is not covered.
In such a case, having optional “cancel for any reason” (CFAR) coverage might be beneficial. This upgrade will allow you to make a…